Claims Process

Click through each step below to learn more about The Claims Process

6Claim Closure

What to expect?

  • Final Benefit Payment

  • Claim closure letter

Claim closure typically takes place when you no longer require services, have exhausted your benefits, or are no longer eligible.

Reason 1: Recovery or Withdrawal

  • No longer requiring covered services due to recovery.

  • You voluntarily close claim because you are no longer receiving covered services.

Reason 2: Benefits Exhausted

  • Benefits have been exhausted under the policy.

  • Remaining balance is displayed in your explanation of benefits that is sent with payments.

Reason 3: Ineligible or Passed

  • After review of eligibility documentation, you may be found to be no longer eligible for benefits.

  • Policy terminates at death.

Reason 4: No Invoices Submitted

  • A claim may be closed if no further invoices are submitted for review.

What to expect from us?

  • Continue monitoring through final benefit payment.

  • Send claim closure letter.

What do we expect of you?

  • Timely communication in the event of recovery or death.

  • Familiarize yourself with explanation of benefits.

To manage your policy/certificate or claim online

Contact LTC Claims:
800.876.4582

Hours
Monday – Thursday:
8:30 AM – 6 PM ET,
Friday:
9 AM – 6 PM ET

Fax Number
Fax your documents to 888.557.5526

LTCI Claims Invoice Email ltcinvoices@ltc-claims.com

LTCI Document Review Email ltcdocuments@ltc-claims.com

USPS Mailing Address
Genworth Financial
Long Term Care Claims
P.O. Box 40007
Lynchburg, VA 24506

FedEx and UPS Mailing Address
Genworth Financial
Long Term Care Claims
3100 Albert Lankford Drive
Lynchburg, VA 24501

206401E11F 02/09/26