Claims Process
Click through each step below to learn more about The Claims Process
What to expect?
Eligibility Assessment (In-person or virtual)
Develop Personalized Plan of Care
You will typically need to participate in an eligibility assessment (depending on the type of benefits being requested) so we may learn more about your needs, potential services, and help develop a plan of care.
The initial function assessment is conducted by a Licensed Healthcare Practitioner.
Following the assessment, a Care Coordinator will review the available information for a certification decision and forward the results to Genworth.
What to expect from the local Licensed Healthcare Practitioner?
They will be conducting a virtual or in-person assessment of your activities of daily living, instrumental activities of daily living, and cognitive status.
They will also be assessing your living environment and support system.
What to expect from the Care Coordinator?
They provide Genworth with initial and ongoing eligibility certification decision.
If your claim is approved (learn more on Initial Eligibility), they will also develop a Plan of Care, which includes recommended services and equipment needs based on the assessment. They can also provide a list of local care providers in your area, upon request.
What to expect from us?
Genworth will send you a care coordination letter.
What do we expect of you?
Information on your ability to participate in activities of daily living such as dressing, eating, personal hygiene, etc., and instrumental activities like meal prep, cleaning, and finances.
Information on your living environment and support system.
To manage your policy/certificate or claim online
Contact LTC Claims:
800.876.4582
Hours
Monday – Thursday:
8:30 AM – 6 PM ET,
Friday:
9 AM – 6 PM ET
Fax Number
Fax your documents to 888.557.5526
LTCI Claims Invoice Email ltcinvoices@ltc-claims.com
LTCI Document Review Email ltcdocuments@ltc-claims.com
USPS Mailing Address
Genworth Financial
Long Term Care Claims
P.O. Box 40007
Lynchburg, VA 24506
FedEx and UPS Mailing Address
Genworth Financial
Long Term Care Claims
3100 Albert Lankford Drive
Lynchburg, VA 24501
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