Claims Process Overview
Learn more information about various steps in The Claims Process below
Notice of Claim
What to expect?
Benefit Discussion
Medical History
Provider History
When you find yourself needing care or activities of daily living are becoming a challenge, the claim initiation process can be started.
Visit Genworth.com or call (800) 876-4582 to initiate a claim.
Assessment
What to expect?
Eligibility Assessment (In-person or virtual)
Develop Personalized Plan of Care
You will typically need to participate in an eligibility assessment (depending on the type of benefits being requested) so we may learn more about your needs, potential services, and help develop a plan of care.
Initial Eligibility
What to expect?
Insured Eligibility
Provider Eligibility
Coverable Services
Your initial benefit eligibility is determined and will be communicated to you by Genworth. If approved*, your claim will remain in this phase until payable under your policy terms.
Payments
What to expect?
Benefit Payments
Your claim is now being reviewed, managed, and invoices for covered services evaluated for reimbursement.
Ongoing Eligibility
What to expect?
Periodic Claim Reviews
Periodic File Reviews
Eligibility Assessment
Your claim is now being managed by the Ongoing Eligibility Servicing Team and all approved invoices are being paid in the order of which they are received.
Claim Closure
What to expect?
Final Benefit Payment
Claim closure letter
Claim closure takes place when you no longer require services, have exhausted your benefits, or are no longer eligible.
To manage your policy/certificate or claim online
Contact LTC Claims:
800.876.4582
Hours
Monday – Thursday:
8:30 AM – 6 PM ET,
Friday:
9 AM – 6 PM ET
Fax Number
Fax your documents to 888.557.5526
LTCI Claims Invoice Email ltcinvoices@ltc-claims.com
LTCI Document Review Email ltcdocuments@ltc-claims.com
USPS Mailing Address
Genworth Financial
Long Term Care Claims
P.O. Box 40007
Lynchburg, VA 24506
FedEx and UPS Mailing Address
Genworth Financial
Long Term Care Claims
3100 Albert Lankford Drive
Lynchburg, VA 24501
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