Claims Process Overview

Learn more information about various steps in The Claims Process below

1

Notice of Claim

What to expect?

  • Benefit Discussion

  • Medical History

  • Provider History

When you find yourself needing care or activities of daily living are becoming a challenge, the claim initiation process can be started.

Visit Genworth.com or call (800) 876-4582 to initiate a claim.

2

Assessment

What to expect?

  • Eligibility Assessment (In-person or virtual)

  • Develop Personalized Plan of Care

You will typically need to participate in an eligibility assessment (depending on the type of benefits being requested) so we may learn more about your needs, potential services, and help develop a plan of care.

3

Initial Eligibility

What to expect?

  • Insured Eligibility

  • Provider Eligibility

  • Coverable Services

Your initial benefit eligibility is determined and will be communicated to you by Genworth. If approved*, your claim will remain in this phase until payable under your policy terms.

4

Payments

What to expect?

  • Benefit Payments

Your claim is now being reviewed, managed, and invoices for covered services evaluated for reimbursement.

5

Ongoing Eligibility

What to expect?

  • Periodic Claim Reviews

  • Periodic File Reviews

  • Eligibility Assessment

Your claim is now being managed by the Ongoing Eligibility Servicing Team and all approved invoices are being paid in the order of which they are received.

6

Claim Closure

What to expect?

  • Final Benefit Payment

  • Claim closure letter

Claim closure takes place when you no longer require services, have exhausted your benefits, or are no longer eligible.

*not all claims will be approved

To manage your policy/certificate or claim online

Contact LTC Claims:
800.876.4582

Hours
Monday – Thursday:
8:30 AM – 6 PM ET,
Friday:
9 AM – 6 PM ET

Fax Number
Fax your documents to 888.557.5526

LTCI Claims Invoice Email ltcinvoices@ltc-claims.com

LTCI Document Review Email ltcdocuments@ltc-claims.com

USPS Mailing Address
Genworth Financial
Long Term Care Claims
P.O. Box 40007
Lynchburg, VA 24506

FedEx and UPS Mailing Address
Genworth Financial
Long Term Care Claims
3100 Albert Lankford Drive
Lynchburg, VA 24501

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206401E11 02/09/26