Claims Process
Click through each step below to learn more about The Claims Process
What to expect?
Insured Eligibility
Provider Eligibility
Coverable Services
Your initial benefit eligibility is determined and will be communicated to you by Genworth.
If approved*, your claim will remain in this phase until payable under your policy terms, including without limitation:
Your Elimination Period has been met, if applicable.
Covered care services are received by you.
Invoices are submitted for Genworth's review.
1st: Initial Benefit Eligibility Review Process
Review assessment observations, certification decision and/or other available information for eligibility determination.
If applicable, review provider to see if they meet the requirements of the policy.
2nd: Initial Benefit Eligibility Determined
We will communicate our decision to you of whether you and your provider, if applicable, meet the eligibility requirements of your contract.
Next Step: Ongoing Eligibility
Invoices are reviewed for coverable services and then your claim is routed to Ongoing Eligibility Servicing Team.
What to expect from us?
If approved, Genworth will communicate your initial eligibility with you.
Once you and your provider have met your qualifications of policy or certificate for payment purposes, your claim will be moved to Ongoing Eligibility Servicing Team.
If our review determines that you or your provider are not eligible, we will inform you of this decision. You may consider filing a claim at a later time.
What do we expect of you?
Invoicing for any care provided including care notes, and ongoing medical records, as may be requested.
To manage your policy/certificate or claim online
Contact LTC Claims:
800.876.4582
Hours
Monday – Thursday:
8:30 AM – 6 PM ET,
Friday:
9 AM – 6 PM ET
Fax Number
Fax your documents to 888.557.5526
LTCI Claims Invoice Email ltcinvoices@ltc-claims.com
LTCI Document Review Email ltcdocuments@ltc-claims.com
USPS Mailing Address
Genworth Financial
Long Term Care Claims
P.O. Box 40007
Lynchburg, VA 24506
FedEx and UPS Mailing Address
Genworth Financial
Long Term Care Claims
3100 Albert Lankford Drive
Lynchburg, VA 24501
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